MDRT Qualifier 2026Plan in decades.
Live in moments.
I'm Vicki, a Financial Planner in Singapore. I help young professionals and couples make clearer decisions around housing, CPF, insurance, investing, and the next chapter you are building.
I swear I have more eyebags than this. My photographer is just too skilled.
What I Help With
Big life moves rarely happen alone.
Your money plan should connect them.
When housing, wedding plans, family, protection, CPF, and investing overlap, the question is not just "can we afford it?" It is what each decision changes next.
Home And Property Planning
Think through BTO, resale, EC or condo choices alongside loan sizing, CPF use, cash buffer, renovation costs, and what the decision means for the rest of your plan.
Investment Portfolio Structure
A big-picture review of how your cash, CPF, SRS, regular investments, and long-term goals fit together before talking about any specific solution.
Tax, CPF, And Cashflow
Money can feel stretched when taxes, housing, lifestyle, family support, and future plans all compete for the same pool. We make the monthly flow clearer.
Protection Without Overbuying
Review insurance blind spots and overlaps as a couple, so protection supports the plan instead of quietly eating into the money you meant to invest or use for property.
Best Fit
I work best with
Young professionals and couples in Singapore planning their next chapter
People navigating a home, wedding, family plans, career changes, or growing responsibilities
Anyone trying to connect CPF, insurance, investing, and cashflow instead of planning each in isolation
People who want structure before making big money decisions
Not This
This is not for
Quick stock tips, market timing, or sure-win returns
Product-first advice before understanding your life
Pressure, scare tactics, or pushing you before you are ready
Choosing the cheapest option without looking at fit, tradeoffs, and future impact
Yes, he approved the emoji. Sort of.
MDRT Qualifier 2026
Top 6% of financial planners worldwide. Recognised for both performance and ethical practice.
Associate Financial Planner (AFP)
Certified by FPAS to provide holistic financial planning, not just product advice. Covers insurance, investments, retirement, estate planning, and tax.
MAS Licensed
Regulated by the Monetary Authority of Singapore. Great Eastern Financial Advisers (Licence No: TB-300659074).
Great Eastern Life Achievers Club
Recognised for consistent excellence in client service and financial planning.
About Vicki
Why clearer money decisions
became personal.
My boyfriend and I are figuring out many of these decisions too. We realised that doing well on paper does not automatically make money feel simple.
Housing, investing, family responsibilities, lifestyle choices, and future plans can all pull in different directions. The hard part is seeing how they fit together.
Money gives you options.
The real work is turning those options into clear decisions.
That is the perspective I bring into my work: practical, structured, and grounded in the real questions young professionals and couples are already facing.
My Philosophy
Earning more helps.
Knowing what to do with it matters more.
Most couples ask "can we afford this property?" I help you ask the sharper question: what are we giving up, what are we protecting, and how do we still build wealth after this?
Clarity
See the tradeoffs
Confidence
Commit with context
Coherence
Income becomes a plan
How It Works
Three simple steps
Start With The Big Move
Tell me what you are planning for: resale, EC, condo, wedding, reno, investing, or the next shared money decision.
Book a Free 30-Min Chat
No pressure. We talk through your timeline, affordability questions, tax and CPF considerations, and blind spots worth checking before you commit.
Build The Roadmap
If you want detailed numbers, the paid planning report maps your property, portfolio, protection, and cashflow priorities.
Plan in decades. Live in moments.
For young professionals and couples planning a home, family, career move, or financial reset. Build your next chapter with clarity, not pressure.
Start Planning With VickiAvailable weekdays & Saturday mornings · Virtual or in-person